Keystone, CO
Keystone wildfire risk explained
USFS scores Keystone at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 931 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Keystone's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
931 buildings are counted in Keystone, and 62.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Keystone compares
Inside Colorado, Keystone sits at just the 34th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Keystone ranks 10,296 for wildfire risk (1 is highest) and 12,460 by building count (1 is largest). Within Colorado alone, it ranks 311 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Keystone
Keystone's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Keystone
Keystone's 62.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 931 counted buildings into the percentiles shown above for Keystone. For more on what direct exposure implies beyond Keystone, see the exposure-zones guide.