Keyser, WV
How exposed is Keyser to wildfire?
USFS scores Keyser at the 60th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,079 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Keyser at the 58th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Keyser's buildings actually sit
Indirect exposure is dominant in Keyser (95.6% of 2,079 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 4.4% sit in the Direct zone.
Where Keyser ranks
There's little gap between Keyser's 60th national percentile and its 49th percentile inside West Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Keyser ranks 12,719 for wildfire risk (1 is highest) and 7,257 by building count (1 is largest). Within West Virginia alone, it ranks 219 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
At the 60th national percentile, Keyser rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Keyser
With ember exposure the dominant pattern in Keyser (95.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Keyser's figures come from
The methodology guide shows exactly how USFS turned 2,079 counted buildings into the percentiles shown above for Keyser. The exposure-zones guide covers what Keyser's dominant indirect exposure actually means, with real examples from across the dataset.