Keyport, NJ
Keyport wildfire risk explained
USFS's Wildfire Risk to Communities model puts Keyport at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,515 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Keyport's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Where Keyport's buildings actually sit
USFS classifies 97.9% of Keyport's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Keyport against the rest of the country
Keyport's risk sits at a similar level relative to New Jersey (65th percentile statewide) as it does nationally (56th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Keyport ranks 13,967 for wildfire risk (1 is highest) and 6,275 by building count (1 is largest). Within New Jersey alone, it ranks 246 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Keyport
Keyport's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 97.9% of Keyport outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Keyport's figures come from
Every one of the two percentiles behind Keyport's 13,967-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Keyport's dominant minimal exposure actually means, with real examples from across the dataset.