Kewanna, IN
Kewanna wildfire risk explained
Out of every US place USFS scores, Kewanna lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 410 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kewanna's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Kewanna's building exposure, zone by zone
Most of Kewanna's buildings (87.6% of 410) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Kewanna compares
Kewanna's risk sits at a similar level relative to Indiana (4th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kewanna ranks 31,331 for wildfire risk (1 is highest) and 19,028 by building count (1 is largest). Within Indiana alone, it ranks 929 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Kewanna and the insurance market
Kewanna's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 87.6% of Kewanna outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kewanna's 31,331-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Kewanna, see the exposure-zones guide.