Ketchum, OK
Ketchum wildfire risk explained
Ketchum sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 432 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ketchum at the 88th percentile, close to its 86th-percentile risk score.
Where Ketchum's buildings actually sit
Direct exposure dominates in Ketchum: 50.2% of its 432 buildings, versus 48.4% Indirect and 1.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Ketchum against the rest of the country
Ketchum's 86th national percentile looks worse in isolation than its 34th ranking inside Oklahoma does — this place is on the milder end for its own state, by 52 points. Among the 31,521 US communities USFS scores, Ketchum ranks 4,480 for wildfire risk (1 is highest) and 18,609 by building count (1 is largest). Within Oklahoma alone, it ranks 554 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Ketchum
Ketchum's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Ketchum's 50.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Ketchum's 4,480-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ketchum, see the exposure-zones guide.