Keswick, IA
How exposed is Keswick to wildfire?
Keswick sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 221 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Keswick at the 52nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Keswick rates 73.8% Minimal exposure against just 26.2% Direct and 0% Indirect — of 221 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Keswick ranks
Compare Keswick's two percentiles: 70th within Iowa, only 51st nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Keswick ranks 15,342 for wildfire risk (1 is highest) and 24,077 by building count (1 is largest). Within Iowa alone, it ranks 302 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Keswick's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Keswick
With 73.8% of buildings rated Minimal exposure, Keswick gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Keswick's 15,342-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Keswick, see the exposure-zones guide.