Keshena, WI
Keshena wildfire risk explained
USFS's Wildfire Risk to Communities model puts Keshena at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 527 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Keshena's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Keshena's building exposure, zone by zone
Of Keshena's 527 counted buildings, 80.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Keshena against the rest of the country
Compare Keshena's two percentiles: 66th within Wisconsin, only 31st nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Keshena ranks 21,889 for wildfire risk (1 is highest) and 16,916 by building count (1 is largest). Within Wisconsin alone, it ranks 274 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Keshena and the insurance market
Keshena's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 80.1% of Keshena in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Keshena's figures come from
Every one of the two percentiles behind Keshena's 21,889-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Keshena's dominant direct exposure actually means, with real examples from across the dataset.