Kersey, PA
Kersey, PA's wildfire risk, in USFS's own numbers
Kersey sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 613 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kersey at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Kersey's building exposure, zone by zone
76.4% of Kersey's 613 buildings sit in USFS's Direct exposure zone, roughly 468 structures close enough to burnable vegetation for flame contact, not just embers — 23.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Kersey against the rest of the country
Kersey scores 26th nationally and 31st within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kersey ranks 23,245 for wildfire risk (1 is highest) and 15,662 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,370 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 26th national percentile, Kersey rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Kersey
Because Direct exposure dominates in Kersey (76.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 613 counted buildings into the percentiles shown above for Kersey. For more on what direct exposure implies beyond Kersey, see the exposure-zones guide.