Kerrtown, PA
Kerrtown wildfire risk explained
Out of every US place USFS scores, Kerrtown lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 263 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kerrtown at the 28th percentile, close to its 27th-percentile risk score.
Where Kerrtown's buildings actually sit
Indirect exposure is dominant in Kerrtown (71.5% of 263 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.5% sit in the Direct zone.
How Kerrtown compares
Kerrtown's risk sits at a similar level relative to Pennsylvania (33rd percentile statewide) as it does nationally (27th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kerrtown ranks 22,986 for wildfire risk (1 is highest) and 22,751 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,342 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Kerrtown and the insurance market
At the 27th national percentile, Kerrtown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Kerrtown's 71.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Kerrtown's figures come from
Kerrtown's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Kerrtown's dominant indirect exposure actually means, with real examples from across the dataset.