Kerrick, MN
Kerrick wildfire risk explained
USFS's Wildfire Risk to Communities model puts Kerrick at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 66 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kerrick at the 42nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 100% of Kerrick's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 66 structures sit close enough to vegetation that lot clearing matters most.
Where Kerrick ranks
Kerrick's 58th-percentile standing inside Minnesota outpaces its 42nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kerrick ranks 18,272 for wildfire risk (1 is highest) and 30,423 by building count (1 is largest). Within Minnesota alone, it ranks 382 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 42nd national percentile, Kerrick rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 100% of Kerrick in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kerrick's 18,272-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Kerrick, see the exposure-zones guide.