Kerr, MT
Kerr wildfire risk explained
Kerr's 165 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kerr's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Kerr's building exposure, zone by zone
USFS classifies 93.3% of Kerr's buildings as Direct exposure, higher than its 4.2% Indirect share and far above its 2.4% Minimal share — a profile where 154 structures sit close enough to vegetation that lot clearing matters most.
How Kerr compares
Kerr ranks lower within Montana (25th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Kerr ranks 12,551 for wildfire risk (1 is highest) and 26,223 by building count (1 is largest). Within Montana alone, it ranks 356 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
At the 60th percentile nationally, Kerr carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Kerr
With 93.3% of Kerr in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 165 counted buildings into the percentiles shown above for Kerr. For more on what direct exposure implies beyond Kerr, see the exposure-zones guide.