Kermit, WV
Kermit, WV's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Kermit at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 223 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kermit's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Kermit's building exposure, zone by zone
223 buildings are counted in Kermit, and 77.1% of them are Indirect exposure — ember-driven risk rather than the 22.9% in Direct exposure or the 0% rated Minimal.
Where Kermit ranks
There's little gap between Kermit's 93rd national percentile and its 89th percentile inside West Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kermit ranks 2,380 for wildfire risk (1 is highest) and 24,038 by building count (1 is largest). Within West Virginia alone, it ranks 48 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Kermit carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Kermit (77.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Kermit's figures come from
The methodology guide shows exactly how USFS turned 223 counted buildings into the percentiles shown above for Kermit. The exposure-zones guide covers what Kermit's dominant indirect exposure actually means, with real examples from across the dataset.