Kermit, TX
How exposed is Kermit to wildfire?
USFS's Wildfire Risk to Communities model puts Kermit at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,800 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kermit at the 84th percentile, close to its 85th-percentile risk score.
What "at risk" means for the buildings here
3,800 buildings are counted in Kermit, and 93.5% of them are Indirect exposure — ember-driven risk rather than the 6.5% in Direct exposure or the 0% rated Minimal.
Where Kermit ranks
There's little gap between Kermit's 85th national percentile and its 74th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kermit ranks 4,679 for wildfire risk (1 is highest) and 4,424 by building count (1 is largest). Within Texas alone, it ranks 470 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Kermit
At the 85th percentile nationally, Kermit carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Kermit's 93.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kermit's 4,679-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Kermit, see the exposure-zones guide.