Keosauqua, IA
Keosauqua wildfire risk explained
Keosauqua's 692 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Keosauqua at the 67th percentile, close to its 64th-percentile risk score.
Where Keosauqua's buildings actually sit
USFS puts 78.3% of Keosauqua's 692 buildings in the Indirect exposure zone, versus 21% Direct and 0.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Keosauqua compares
Keosauqua's 88th-percentile standing inside Iowa outpaces its 64th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Keosauqua ranks 11,220 for wildfire risk (1 is highest) and 14,747 by building count (1 is largest). Within Iowa alone, it ranks 119 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Keosauqua
At the 64th percentile nationally, Keosauqua carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Keosauqua (78.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Keosauqua's figures come from
Every one of the two percentiles behind Keosauqua's 11,220-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Keosauqua's dominant indirect exposure actually means, with real examples from across the dataset.