Keokuk, IA
Keokuk wildfire risk explained
Keokuk sits at the 54th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,788 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Keokuk's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
What "at risk" means for the buildings here
Only 8% of Keokuk's 5,788 buildings carry Direct exposure and 30.4% carry Indirect; the remaining 61.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,788 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Keokuk compares
Keokuk's 73rd-percentile standing inside Iowa outpaces its 54th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Keokuk ranks 14,618 for wildfire risk (1 is highest) and 2,987 by building count (1 is largest). Within Iowa alone, it ranks 270 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Keokuk
Keokuk's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 61.5% of Keokuk outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Keokuk's figures come from
Keokuk's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Keokuk's dominant minimal exposure actually means, with real examples from across the dataset.