Kenwood Estates, FL
How exposed is Kenwood Estates to wildfire?
USFS scores Kenwood Estates at the 46th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 411 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kenwood Estates's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
What "at risk" means for the buildings here
Most of Kenwood Estates's buildings (90.5% of 411) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Kenwood Estates ranks
Inside Florida, Kenwood Estates sits at just the 2nd percentile even though it scores 46th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Kenwood Estates ranks 16,978 for wildfire risk (1 is highest) and 19,004 by building count (1 is largest). Within Florida alone, it ranks 938 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Kenwood Estates and the insurance market
Kenwood Estates's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 90.5% of Kenwood Estates outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 411 counted buildings into the percentiles shown above for Kenwood Estates. For more on what minimal exposure implies beyond Kenwood Estates, see the exposure-zones guide.