Kenwood, CA
How exposed is Kenwood to wildfire?
Out of every US place USFS scores, Kenwood lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 973 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kenwood's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Where Kenwood's buildings actually sit
USFS puts 61.9% of Kenwood's 973 buildings in the Indirect exposure zone, versus 38.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Kenwood against the rest of the country
Kenwood ranks lower within California (47th percentile statewide) than its 84th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Kenwood ranks 5,095 for wildfire risk (1 is highest) and 12,115 by building count (1 is largest). Within California alone, it ranks 835 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Kenwood sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 84th-percentile score like Kenwood's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Kenwood's 61.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Kenwood's figures come from
Every one of the two percentiles behind Kenwood's 5,095-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kenwood's dominant indirect exposure actually means, with real examples from across the dataset.