Kenvil, NJ
How exposed is Kenvil to wildfire?
USFS scores Kenvil at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 864 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kenvil's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Kenvil's buildings actually sit
Most of Kenvil's buildings (60.1% of 864) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Kenvil against the rest of the country
Kenvil scores 30th nationally and 26th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kenvil ranks 21,998 for wildfire risk (1 is highest) and 13,038 by building count (1 is largest). Within New Jersey alone, it ranks 522 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Kenvil's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 60.1% of Kenvil outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Kenvil's figures come from
Kenvil's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Kenvil's dominant minimal exposure actually means, with real examples from across the dataset.