Kentland, IN
How exposed is Kentland to wildfire?
Kentland sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,146 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kentland at the 0th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Kentland's buildings actually sit
90.7% of Kentland's 1,146 buildings sit in USFS's Minimal exposure zone, with only 9.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Kentland against the rest of the country
There's little gap between Kentland's 0th national percentile and its 1st percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kentland ranks 31,461 for wildfire risk (1 is highest) and 10,982 by building count (1 is largest). Within Indiana alone, it ranks 955 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Kentland's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 90.7% of buildings rated Minimal exposure, Kentland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Kentland's 31,461-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Kentland, see the exposure-zones guide.