Kensington Park, FL
Kensington Park wildfire risk explained
USFS's Wildfire Risk to Communities model puts Kensington Park at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,494 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kensington Park at the 67th percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
Most of Kensington Park's buildings (96.2% of 1,494) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Kensington Park ranks
Kensington Park's 64th national percentile looks worse in isolation than its 19th ranking inside Florida does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Kensington Park ranks 11,213 for wildfire risk (1 is highest) and 9,197 by building count (1 is largest). Within Florida alone, it ranks 773 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Kensington Park's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 96.2% of buildings rated Minimal exposure, Kensington Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,494 counted buildings into the percentiles shown above for Kensington Park. For more on what minimal exposure implies beyond Kensington Park, see the exposure-zones guide.