Kennedy, NY
Kennedy wildfire risk explained
Kennedy's 318 buildings earn a 37th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kennedy's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Kennedy's building exposure, zone by zone
60.7% of Kennedy's 318 buildings sit in USFS's Direct exposure zone, roughly 193 structures close enough to burnable vegetation for flame contact, not just embers — 39.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Kennedy ranks
Kennedy's 79th-percentile standing inside New York outpaces its 37th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kennedy ranks 19,887 for wildfire risk (1 is highest) and 21,158 by building count (1 is largest). Within New York alone, it ranks 264 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Kennedy and the insurance market
Kennedy's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 60.7% of Kennedy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Kennedy's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Kennedy, see the exposure-zones guide.