Kennedy, MN
Kennedy, MN's wildfire risk, in USFS's own numbers
Kennedy sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 229 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kennedy at the 35th percentile, close to its 34th-percentile risk score.
Where Kennedy's buildings actually sit
Most of Kennedy's buildings (84.3% of 229) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Kennedy compares
There's little gap between Kennedy's 34th national percentile and its 42nd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kennedy ranks 20,926 for wildfire risk (1 is highest) and 23,822 by building count (1 is largest). Within Minnesota alone, it ranks 530 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Kennedy and the insurance market
At the 34th national percentile, Kennedy rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Kennedy
Even with 84.3% of Kennedy outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kennedy's 20,926-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Kennedy, see the exposure-zones guide.