Kennebunk, ME
How exposed is Kennebunk to wildfire?
USFS's Wildfire Risk to Communities model puts Kennebunk at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,375 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kennebunk's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Kennebunk: 54.8% of its 2,375 buildings, versus 45.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Kennebunk compares
Kennebunk's 96th-percentile standing inside Maine outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kennebunk ranks 22,780 for wildfire risk (1 is highest) and 6,557 by building count (1 is largest). Within Maine alone, it ranks 8 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Kennebunk and the insurance market
Kennebunk's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Kennebunk's 54.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Kennebunk's figures come from
Kennebunk's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Kennebunk's dominant direct exposure actually means, with real examples from across the dataset.