Kennard, TX
Kennard wildfire risk explained
USFS scores Kennard at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 245 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kennard's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Where Kennard's buildings actually sit
Direct exposure dominates in Kennard: 54.3% of its 245 buildings, versus 45.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Kennard ranks
Inside Texas, Kennard sits at just the 45th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Kennard ranks 8,015 for wildfire risk (1 is highest) and 23,316 by building count (1 is largest). Within Texas alone, it ranks 981 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Kennard carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Kennard
With 54.3% of Kennard in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Kennard's figures come from
Every one of the two percentiles behind Kennard's 8,015-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Kennard's dominant direct exposure actually means, with real examples from across the dataset.