Kennard, NE
Kennard wildfire risk explained
USFS scores Kennard at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 264 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kennard at the 31st percentile, close to its 34th-percentile risk score.
What "at risk" means for the buildings here
82.6% of Kennard's 264 buildings sit in USFS's Minimal exposure zone, with only 17.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Kennard against the rest of the country
Kennard's 34th national percentile looks worse in isolation than its 18th ranking inside Nebraska does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Kennard ranks 20,899 for wildfire risk (1 is highest) and 22,706 by building count (1 is largest). Within Nebraska alone, it ranks 478 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Kennard and the insurance market
Kennard's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 82.6% of buildings rated Minimal exposure, Kennard gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 264 counted buildings into the percentiles shown above for Kennard. For more on what minimal exposure implies beyond Kennard, see the exposure-zones guide.