Kendrick, OK
Kendrick, OK's wildfire risk, in USFS's own numbers
Kendrick's 97 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kendrick at the 96th percentile, close to its 95th-percentile risk score.
Kendrick's building exposure, zone by zone
77.3% of Kendrick's 97 buildings sit in USFS's Direct exposure zone, roughly 75 structures close enough to burnable vegetation for flame contact, not just embers — 22.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Kendrick ranks
Kendrick scores 95th nationally and 80th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kendrick ranks 1,522 for wildfire risk (1 is highest) and 29,198 by building count (1 is largest). Within Oklahoma alone, it ranks 166 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Kendrick's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Kendrick (77.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kendrick's 1,522-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Kendrick, see the exposure-zones guide.