Kendall West, FL
Kendall West, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Kendall West lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 5,225 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kendall West's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Kendall West's building exposure, zone by zone
USFS classifies 71.3% of Kendall West's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.2% Direct and 23.6% Indirect — a landscape-level risk rather than a building-by-building one. At 5,225 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Kendall West ranks
Kendall West's risk sits at a similar level relative to Florida (97th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kendall West ranks 911 for wildfire risk (1 is highest) and 3,300 by building count (1 is largest). Within Florida alone, it ranks 30 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Kendall West and the insurance market
Kendall West's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Kendall West
Even with 71.3% of Kendall West outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,225 counted buildings into the percentiles shown above for Kendall West. For more on what minimal exposure implies beyond Kendall West, see the exposure-zones guide.