Ken Caryl, CO
How exposed is Ken Caryl to wildfire?
USFS's Wildfire Risk to Communities model puts Ken Caryl at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 10,399 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ken Caryl at the 96th percentile, close to its 95th-percentile risk score.
Ken Caryl's building exposure, zone by zone
USFS classifies 59.5% of Ken Caryl's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.9% Direct and 32.6% Indirect — a landscape-level risk rather than a building-by-building one. At 10,399 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Ken Caryl compares
Ken Caryl scores 95th nationally and 84th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ken Caryl ranks 1,503 for wildfire risk (1 is highest) and 1,531 by building count (1 is largest). Within Colorado alone, it ranks 78 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 95th percentile nationally, Ken Caryl carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 59.5% of buildings rated Minimal exposure, Ken Caryl gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ken Caryl's figures come from
The methodology guide shows exactly how USFS turned 10,399 counted buildings into the percentiles shown above for Ken Caryl. The exposure-zones guide covers what Ken Caryl's dominant minimal exposure actually means, with real examples from across the dataset.