Kemp, TX
Kemp wildfire risk explained
USFS scores Kemp at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 660 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kemp at the 78th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Kemp's building exposure, zone by zone
73.9% of Kemp's 660 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Kemp ranks
Kemp's 78th national percentile looks worse in isolation than its 55th ranking inside Texas does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Kemp ranks 7,010 for wildfire risk (1 is highest) and 15,069 by building count (1 is largest). Within Texas alone, it ranks 804 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Kemp and the insurance market
Kemp's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Kemp
Because 73.9% of Kemp's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kemp's 7,010-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Kemp, see the exposure-zones guide.