Kellogg, MN
Kellogg wildfire risk explained
Kellogg's 357 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kellogg at the 25th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Kellogg (84.6% of 357 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.4% sit in the Direct zone.
Kellogg against the rest of the country
Kellogg scores 25th nationally and 30th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kellogg ranks 23,573 for wildfire risk (1 is highest) and 20,131 by building count (1 is largest). Within Minnesota alone, it ranks 641 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Kellogg and the insurance market
Kellogg's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Kellogg (84.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Kellogg's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Kellogg, see the exposure-zones guide.