Kellogg, IA
Kellogg, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Kellogg at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 419 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kellogg's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
Only 13.1% of Kellogg's 419 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Kellogg against the rest of the country
Compare Kellogg's two percentiles: 82nd within Iowa, only 58th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Kellogg ranks 13,104 for wildfire risk (1 is highest) and 18,835 by building count (1 is largest). Within Iowa alone, it ranks 188 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Kellogg
Kellogg's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Kellogg
Even with 86.9% of Kellogg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kellogg's 13,104-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Kellogg, see the exposure-zones guide.