Kelliher, MN
Kelliher wildfire risk explained
USFS scores Kelliher at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 304 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kelliher's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
Kelliher's building exposure, zone by zone
304 buildings are counted in Kelliher, and 50.3% of them are Indirect exposure — ember-driven risk rather than the 49.7% in Direct exposure or the 0% rated Minimal.
Where Kelliher ranks
Kelliher's 72nd-percentile standing inside Minnesota outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kelliher ranks 16,294 for wildfire risk (1 is highest) and 21,521 by building count (1 is largest). Within Minnesota alone, it ranks 261 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Kelliher
Kelliher's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Kelliher
With ember exposure the dominant pattern in Kelliher (50.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 304 counted buildings into the percentiles shown above for Kelliher. For more on what indirect exposure implies beyond Kelliher, see the exposure-zones guide.