Kellerton, IA
How exposed is Kellerton to wildfire?
USFS scores Kellerton at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 219 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kellerton's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
What "at risk" means for the buildings here
USFS puts 63.5% of Kellerton's 219 buildings in the Indirect exposure zone, versus 35.2% Direct and 1.4% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Kellerton compares
Kellerton's 88th-percentile standing inside Iowa outpaces its 64th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kellerton ranks 11,280 for wildfire risk (1 is highest) and 24,156 by building count (1 is largest). Within Iowa alone, it ranks 121 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Kellerton
At the 64th percentile nationally, Kellerton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 63.5% of Kellerton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Kellerton's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Kellerton, see the exposure-zones guide.