Kelayres, PA
Kelayres wildfire risk explained
Out of every US place USFS scores, Kelayres lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 275 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kelayres at the 49th percentile, close to its 50th-percentile risk score.
Where Kelayres's buildings actually sit
USFS puts 84.7% of Kelayres's 275 buildings in the Indirect exposure zone, versus 15.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Kelayres ranks
Kelayres's 81st-percentile standing inside Pennsylvania outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Kelayres ranks 15,900 for wildfire risk (1 is highest) and 22,366 by building count (1 is largest). Within Pennsylvania alone, it ranks 379 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 50th national percentile, Kelayres rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 84.7% of Kelayres's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Kelayres's figures come from
Kelayres's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Kelayres's dominant indirect exposure actually means, with real examples from across the dataset.