Keewatin, MN
Keewatin, MN's wildfire risk, in USFS's own numbers
Keewatin sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 845 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Keewatin's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Keewatin's building exposure, zone by zone
845 buildings are counted in Keewatin, and 92.7% of them are Indirect exposure — ember-driven risk rather than the 7.3% in Direct exposure or the 0% rated Minimal.
Keewatin against the rest of the country
Keewatin's risk sits at a similar level relative to Minnesota (45th percentile statewide) as it does nationally (35th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Keewatin ranks 20,516 for wildfire risk (1 is highest) and 13,202 by building count (1 is largest). Within Minnesota alone, it ranks 506 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Keewatin's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Keewatin's 92.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Keewatin's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Keewatin, see the exposure-zones guide.