Keedysville, MD
Keedysville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Keedysville at the 43rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 523 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Keedysville at the 44th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Keedysville's buildings actually sit
523 buildings are counted in Keedysville, and 50.3% of them are Indirect exposure — ember-driven risk rather than the 49.7% in Direct exposure or the 0% rated Minimal.
How Keedysville compares
Keedysville's 62nd-percentile standing inside Maryland outpaces its 43rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Keedysville ranks 17,928 for wildfire risk (1 is highest) and 16,984 by building count (1 is largest). Within Maryland alone, it ranks 199 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 43rd national percentile, Keedysville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Keedysville's 50.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Keedysville's 17,928-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Keedysville, see the exposure-zones guide.