Keasbey, NJ
Keasbey wildfire risk explained
Out of every US place USFS scores, Keasbey lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 409 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Keasbey at the 47th percentile, close to its 50th-percentile risk score.
What "at risk" means for the buildings here
97.8% of Keasbey's 409 buildings sit in USFS's Minimal exposure zone, with only 2.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Keasbey ranks
Keasbey scores 50th nationally and 56th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Keasbey ranks 15,791 for wildfire risk (1 is highest) and 19,054 by building count (1 is largest). Within New Jersey alone, it ranks 307 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Keasbey
Keasbey's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Keasbey's 97.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 409 counted buildings into the percentiles shown above for Keasbey. For more on what minimal exposure implies beyond Keasbey, see the exposure-zones guide.