Kearny, NJ
Kearny wildfire risk explained
Kearny's 9,118 buildings earn a 28th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kearny at the 28th percentile, close to its 28th-percentile risk score.
Kearny's building exposure, zone by zone
Only 0.5% of Kearny's 9,118 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 9,118 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Kearny against the rest of the country
Kearny scores 28th nationally and 22nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kearny ranks 22,660 for wildfire risk (1 is highest) and 1,814 by building count (1 is largest). Within New Jersey alone, it ranks 542 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Kearny
Kearny's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 99.5% of Kearny outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kearny's 22,660-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Kearny, see the exposure-zones guide.