Kaysville, UT
Kaysville wildfire risk explained
Kaysville sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 10,283 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kaysville at the 85th percentile, close to its 89th-percentile risk score.
What "at risk" means for the buildings here
Only 17.7% of Kaysville's 10,283 buildings carry Direct exposure and 41.1% carry Indirect; the remaining 41.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 10,283 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Kaysville compares
Kaysville's 89th national percentile looks worse in isolation than its 53rd ranking inside Utah does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Kaysville ranks 3,450 for wildfire risk (1 is highest) and 1,557 by building count (1 is largest). Within Utah alone, it ranks 156 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Kaysville
Kaysville's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 41.2% of buildings rated Minimal exposure, Kaysville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 10,283 counted buildings into the percentiles shown above for Kaysville. For more on what minimal exposure implies beyond Kaysville, see the exposure-zones guide.