Kauneonga Lake, NY
Kauneonga Lake wildfire risk explained
Out of every US place USFS scores, Kauneonga Lake lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 554 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kauneonga Lake at the 43rd percentile, close to its 42nd-percentile risk score.
Where Kauneonga Lake's buildings actually sit
Of Kauneonga Lake's 554 counted buildings, 63.2% carry Direct exposure and only 4.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Kauneonga Lake compares
Within New York, Kauneonga Lake ranks higher (88th percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Kauneonga Lake ranks 18,223 for wildfire risk (1 is highest) and 16,522 by building count (1 is largest). Within New York alone, it ranks 160 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Kauneonga Lake's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Kauneonga Lake's 63.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Kauneonga Lake's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Kauneonga Lake, see the exposure-zones guide.