Karluk, AK
Karluk wildfire risk explained
Karluk's 74 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Karluk at the 59th percentile, close to its 56th-percentile risk score.
Where Karluk's buildings actually sit
100% of Karluk's 74 buildings sit in USFS's Direct exposure zone, roughly 74 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Karluk against the rest of the country
There's little gap between Karluk's 56th national percentile and its 45th percentile inside Alaska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Karluk ranks 14,013 for wildfire risk (1 is highest) and 30,114 by building count (1 is largest). Within Alaska alone, it ranks 177 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
Karluk and the insurance market
Karluk's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Karluk
With 100% of Karluk in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Karluk's figures come from
Karluk's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Karluk's dominant direct exposure actually means, with real examples from across the dataset.