Kaplan, LA
Kaplan wildfire risk explained
USFS scores Kaplan at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 2,635 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kaplan at the 40th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Kaplan's buildings actually sit
USFS classifies 94.2% of Kaplan's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Kaplan compares
Kaplan's risk sits at a similar level relative to Louisiana (36th percentile statewide) as it does nationally (37th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kaplan ranks 19,727 for wildfire risk (1 is highest) and 6,043 by building count (1 is largest). Within Louisiana alone, it ranks 315 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Kaplan and the insurance market
At the 37th national percentile, Kaplan rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 94.2% of buildings rated Minimal exposure, Kaplan gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Kaplan's 19,727-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Kaplan, see the exposure-zones guide.