Kane, PA
Kane, PA's wildfire risk, in USFS's own numbers
USFS scores Kane at the 16th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,026 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kane at the 16th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
74% of Kane's 2,026 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Kane compares
Kane's risk sits at a similar level relative to Pennsylvania (15th percentile statewide) as it does nationally (16th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Kane ranks 26,644 for wildfire risk (1 is highest) and 7,396 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,686 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Kane
Kane's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Kane (74% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Kane's figures come from
The methodology guide shows exactly how USFS turned 2,026 counted buildings into the percentiles shown above for Kane. The exposure-zones guide covers what Kane's dominant indirect exposure actually means, with real examples from across the dataset.