Kalihiwai, HI
Kalihiwai wildfire risk explained
USFS's Wildfire Risk to Communities model puts Kalihiwai at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 366 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kalihiwai at the 83rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Kalihiwai's buildings actually sit
USFS classifies 71.6% of Kalihiwai's buildings as Direct exposure, higher than its 24.9% Indirect share and far above its 3.6% Minimal share — a profile where 262 structures sit close enough to vegetation that lot clearing matters most.
Kalihiwai against the rest of the country
Inside Hawaii, Kalihiwai sits at just the 24th percentile even though it scores 86th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Kalihiwai ranks 4,342 for wildfire risk (1 is highest) and 19,938 by building count (1 is largest). Within Hawaii alone, it ranks 124 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Kalihiwai and the insurance market
At the 86th percentile nationally, Kalihiwai carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Kalihiwai
With 71.6% of Kalihiwai in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 366 counted buildings into the percentiles shown above for Kalihiwai. For more on what direct exposure implies beyond Kalihiwai, see the exposure-zones guide.