Kalapana, HI
Kalapana, HI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Kalapana lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 204 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kalapana's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
What "at risk" means for the buildings here
Of Kalapana's 204 counted buildings, 66.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Kalapana compares
Kalapana's 90th national percentile looks worse in isolation than its 46th ranking inside Hawaii does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Kalapana ranks 3,145 for wildfire risk (1 is highest) and 24,689 by building count (1 is largest). Within Hawaii alone, it ranks 89 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Kalapana
Kalapana's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Kalapana
Kalapana's 66.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Kalapana's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Kalapana, see the exposure-zones guide.