Kaibab, AZ
Kaibab wildfire risk explained
Kaibab's 112 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Kaibab at the 68th percentile, close to its 74th-percentile risk score.
Where Kaibab's buildings actually sit
Direct exposure dominates in Kaibab: 100% of its 112 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Kaibab ranks
Kaibab's 74th national percentile looks worse in isolation than its 36th ranking inside Arizona does — this place is on the milder end for its own state, by 38 points. Among the 31,521 US communities USFS scores, Kaibab ranks 8,309 for wildfire risk (1 is highest) and 28,528 by building count (1 is largest). Within Arizona alone, it ranks 283 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Kaibab's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Kaibab
Because Direct exposure dominates in Kaibab (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 112 counted buildings into the percentiles shown above for Kaibab. For more on what direct exposure implies beyond Kaibab, see the exposure-zones guide.