Kahite, TN
Kahite wildfire risk explained
Kahite sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 439 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kahite's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Where Kahite's buildings actually sit
Of Kahite's 439 counted buildings, 68.1% carry Direct exposure and only 7.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Kahite ranks
There's little gap between Kahite's 71st national percentile and its 69th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kahite ranks 9,118 for wildfire risk (1 is highest) and 18,494 by building count (1 is largest). Within Tennessee alone, it ranks 159 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Kahite and the insurance market
Kahite's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Kahite
Because Direct exposure dominates in Kahite (68.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 439 counted buildings into the percentiles shown above for Kahite. For more on what direct exposure implies beyond Kahite, see the exposure-zones guide.