Kahaluu-Keauhou, HI
Kahaluu-Keauhou wildfire risk explained
Out of every US place USFS scores, Kahaluu-Keauhou lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,157 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Kahaluu-Keauhou's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Kahaluu-Keauhou's buildings actually sit
2,157 buildings are counted in Kahaluu-Keauhou, and 55.3% of them are Indirect exposure — ember-driven risk rather than the 40.2% in Direct exposure or the 4.5% rated Minimal.
Kahaluu-Keauhou against the rest of the country
Kahaluu-Keauhou's 84th national percentile looks worse in isolation than its 14th ranking inside Hawaii does — this place is on the milder end for its own state, by 70 points. Among the 31,521 US communities USFS scores, Kahaluu-Keauhou ranks 4,917 for wildfire risk (1 is highest) and 7,049 by building count (1 is largest). Within Hawaii alone, it ranks 140 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Kahaluu-Keauhou
Kahaluu-Keauhou's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 55.3% of Kahaluu-Keauhou's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Kahaluu-Keauhou's 4,917-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Kahaluu-Keauhou, see the exposure-zones guide.