Kachemak, AK
Kachemak wildfire risk explained
Kachemak sits at the 52nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 459 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kachemak at the 53rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Kachemak's buildings actually sit
97.6% of Kachemak's 459 buildings sit in USFS's Direct exposure zone, roughly 448 structures close enough to burnable vegetation for flame contact, not just embers — 2.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Kachemak ranks
There's little gap between Kachemak's 52nd national percentile and its 42nd percentile inside Alaska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Kachemak ranks 15,021 for wildfire risk (1 is highest) and 18,072 by building count (1 is largest). Within Alaska alone, it ranks 188 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
What this risk score means for insurance
At the 52nd national percentile, Kachemak rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Kachemak's 97.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 459 counted buildings into the percentiles shown above for Kachemak. For more on what direct exposure implies beyond Kachemak, see the exposure-zones guide.