Justice, WV
Justice wildfire risk explained
Out of every US place USFS scores, Justice lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 244 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Justice at the 95th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 80.7% of Justice's 244 buildings in the Indirect exposure zone, versus 19.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Justice compares
Justice scores 93rd nationally and 91st within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Justice ranks 2,128 for wildfire risk (1 is highest) and 23,349 by building count (1 is largest). Within West Virginia alone, it ranks 40 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Justice carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Justice's 80.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 244 counted buildings into the percentiles shown above for Justice. For more on what indirect exposure implies beyond Justice, see the exposure-zones guide.